Presented byKate Bellantoni |
Rare opportunity to own in Mahopac Hills, a Lake Mahopac community offering a private beach, playground, boat docks, and various neighborhood events like clam bakes, Halloween parades and more. The front porch with bench swing lends a warm welcome to this sweet home that bursts 1920s charm tastefully paired with modern upgrades. Throughout you will find custom molding, exposed beams, 5-panel doors, vintage hardware, and wide-planked floors. The first level boasts a spacious living room with stone gas fireplace, formal dining room (currently used as bedroom), tastefully decorated eat-in-kitchen with a Viking gas range and floods of natural light, bedroom (currently used as office/laundry) with access to the composite deck overlooking the lake, and a full bathroom. The second level has a wonderful yoga loft with views of the lake, two bedrooms, and a sophisticatedly renovated full bath. This well cared for home alludes country charm paired with the bonus of lake amenities. The community offers two areas to dock a boat, with one being steps away from the property across West Lake Boulevard. The large beach/playground is less than 0. 25 miles away. Live stress free with a manageable sized yard, community well, and young deck and siding. Don't miss out on all that Mahopac has to offer including award-winning restaurants, an abundance of parks and playgrounds, farmers market, street fairs, and more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.804.1775
Kate.Bellantoni@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $829 | $829 | $829 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,367 |
Total Monthly Payment | $3,560 | $3,557 | $4,271 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.