Welcome to this Turn-key MOVE IN READY, love-maintained colonial style home in the heart of Cold Spring! Nestled in a prime location situated along the eastern shore of the Hudson River, known for its picturesque landscapes, historic architecture and vibrant community, offering convenience, ambiance and comfort. 31 Knollwood Lane sits on a 1. 07 Acre lot surrounded by beautifully very well-maintained landscaping in a quiet cul-de-sac. Your new home offers 2, 029 square feet of living space with an additional 1, 300sqft of a fully finished pristine state of the art renovated basement. Your home includes 3 bedrooms, a primary bedroom, 2 full bathrooms, and 1 half bath. Yes, 1 full bathroom on the main floor, + a bonus room, that can be used to your liking. Open space for dining and living room area with a beautiful sunken fireplace, chef's kitchen with stainless steel appliances + eat-in kitchen with access to deck, pool and yard. Your yard is set up with modern entertainment amenities- deck and pool furniture is included. Now, you have storage space galore! Each bedroom is equipped with custom made walk-in closets, and additional multiple large closets in the laundry room area. Love- maintained, 31 Knollwood offers a new roof, new water pump, updated dual central air system, new septic, newly installed water softener, it is freshly painted and floored. This Beauty also comes with a fully finished 2 Car Garage with additional storage and a half kitchen + a 10-car driveway. Your new home is near one of the best and most famous Hudson Valley Hikes, Breakneck Ridge. Your prime location is known for its classic charming village, center studded with antique boutiques, restaurants, coffee houses, live entertainment and of course the most spectacular mountain and river views, historic locations and quiet enchanting natural spaces with seating areas, offering a healthy lifestyle while still maintaining a fairly close proximity to the city. NYC is conveniently accessed by an express train ride to Manhattan served by the Metro-North Railroad at the Cold Spring Station in Philipstown.
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Our Executive Mortgage Banker:
Our Insurance Division:
$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $912 | $912 | $912 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,679 | $3,722 | $4,764 |
Total Monthly Payment | $4,683 | $4,726 | $5,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.