SALT WATERFRONT LIVING IN A NO FLOOD ZONE (X)
This beautifully crafted custom home combines elegance, comfort, and the allure of waterfront living. The thoughtfully designed split-bedroom floor plan offers privacy and ample space, featuring a formal living room, family room, formal dining area, and a cozy breakfast nook.
The gourmet kitchen is a standout, showcasing custom cabinets, stainless steel appliances, decorative lighting, a convenient pot filler, and plenty of room for cooking and entertaining. Elegant details such as tray ceilings, stylish nooks, Venetian plaster accents in the formal living room, and decorative pillars enhance the home’s timeless appeal.
Step through French doors to the covered lanai, an inviting space with endless potential for outdoor relaxation or the addition of a pool. Conveniently, there’s already a half bath accessible from the rear exterior, perfect for future poolside use. The fenced backyard provides privacy and direct access to a saltwater canal, ideal for fishing or launching your watercraft.
Throughout the home, you’ll find decorative shelves, diagonal tile flooring, and tumbled marble sills, showcasing meticulous attention to detail. A versatile den can easily be converted into a 4th bedroom, and the laundry room with a utility sink adds convenience.
The generously sized primary suite offers a tranquil retreat, complete with a spacious walk-in closet and a luxurious bathroom featuring a jetted tub, separate shower, and dual vanities.
Located in a desirable no-flood zone (X), this home offers peace of mind alongside the benefits of waterfront living. Don’t miss the chance to make this stunning property your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $291 | $291 | $291 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,689 | $2,653 | $3,367 |
Total Monthly Payment | $3,055 | $3,019 | $3,733 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.