Price reduced! Owner says sell!!! CARNEGIE MODEL on the 15th hole of the Solivita Stonegate Oaks GOLF COURSE in the Rainbow Lakes subdivision of Solivita. ROOF new in 2019. HVAC new in 2018. DOUBLE PANE windows & sliders throughout. Newer painted inside and out 2020. Relax on the EXTENDED, SCREENED and COVERED LANAI that looks directly onto the golf course. The lanai has an insulated ceiling, a drainage system and can be accessed from the Great Room, Kitchen dining nook, Primary Suite and Florida Room. Top of the line STAINLESS STEEL APPLIANCES new in 2019, Corian counters, 37 upper cabinets with Crown Molding, PULL OUT drawers in lower cabinets, and RECESSED & PENDANT lights. Plenty of counter space. LAMINATE FLOORING in the foyer and Dining Room. CERAMIC TILE in the kitchen and bathrooms. Spacious Florida Room that leads to the lanai. The PRIMARY SUITE is generously sized with TWO WALK IN CLOSETS with California-style storage systems. The primary bathroom boasts Corian counters, Mirrored Medicine Cabinets, DUAL RAISED VANITIES, MAKE UP AREA, GARDEN TUB & SHOWER. LARGE LAUNDRY ROOM with PANTRY and built-in cabinets. Garage is EXTENDED by 6' to allow parking for two cars and golf cart. Garage floor is painted with EPOXY & confetti chips. Garage includes 40 gallon WATER HEATER new in 2020, a WASH BASIN & extra shelving. In addition, there is a WHOLE HOUSE PELICAN water softener & filtration system. The neighborhood pool is within a short distance. Community Development District debt (CDD) debt payment is PAID IN FULL. Solivita is an active adult 55+ community. It is approximately 50 minutes from Disney World and the Orlando International Airport. Amenities include: - a manicured SOFTBALL diamond & field - 36 holes of CHAMPIONSHIP GOLF that can be played by joining the Stonegate Golf Club or paying as you go - 2 STATE of the Art AMENITY centers with updated exercise equipment, yoga studio & meeting rooms - 3 restaurants - 14 HEATED POOLS - 17 PICKLEBALL courts - 9 TENNIS courts - 4 BOCCE BALL courts - 4 SHUFFLEBOARD courts - 3 HORSESHOE pits - a BILLIARDS room - miles of bike paths - 2 DOG PARKS (Small & Large Dogs) - Corn Hole - Tot Lot PLAYGROUND - COMMUNITY GARDEN - over 250 resident clubs. The HOA: - maintains the LANDSCAPING and IRRIGATION systems in the common areas as well as at individual homesites - Maintains the roads throughout the community - PROVIDES SECURITY with gate guards and mobile patrols including the Polk County Sheriff - allows AUTOMATED GATE ACCESS for residents via license plate readers - provides residents with BASIC CABLE TV service. Polk County picks up waste to include bulk items and lawn refuse and recycling which is included in the taxes. See this home today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $281 | $281 | $281 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,832 | $1,807 | $2,293 |
Total Monthly Payment | $2,188 | $2,163 | $2,649 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.