Looking for the perfect winter retreat or a full-time residence in a vibrant 55+ active retirement community? Then, look no further! This 2-bedroom, 1-bathroom home has been impeccably maintained inside and out, spotlessly clean and is being sold TURN KEY! Fully furnished, complete with all the home essentials! All appliances included. . . even the washer and dryer and a GOLF CART (your go-to mode of transportation in the community)! Plenty of room for your car and golf cart in the oversized garage with an extra refrigerator included. NEW ROOF installation will be completed by Christmas and the A/C was replaced in 2022. Nothing to do here except move right in! Play cards in the fully enclosed Florida Room at your own poker/card table (yes, it's included too). 2 spacious and fully furnished bedrooms with large walk-in closets. Dine in your well-appointed kitchen with all the appliances included. Catch all your favorite tv shows in your fully furnished cozy living room, complete with the TV! This gem is located in the desirable 55+ gated community of Spruce Creek South. It is conveniently located close to THE VILLAGES and Ocala where you'll find an abundance of shopping, restaurants, entertainment, medical facilities and more. Spruce Creek South offers a 24-hour manned as well as gated entrance, community pool, club house, on-site restaurant, tennis courts, fitness center and many more activities that are all included in your low monthly HOA fee. RV parking and optional golf memberships are also available. Don’t wait—schedule your showing today and start living the Florida lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $64 | $64 | $64 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,024 | $1,010 | $1,281 |
Total Monthly Payment | $1,163 | $1,149 | $1,420 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.