Welcome to 54 Cross Street! Classic 1930 three bedroom and one and a half bath colonial home, on 1/3 of an acre corner property, steps to Beacon’s bustling Main Street. This charming home boasts a lovely entrance with transom window and sidelights, leading to foyer with handsome staircase, arched doorways, cost closet, and gleaming hardwood floors throughout. Large open living room, with plenty of room for entertaining, a wood-burning brick fireplace with decorative mantel, and plenty of light from two sets of picture windows - leading to screened porch, perfect for lounging and outdoor dining. Formal dining room overlooks expansive front yard. Updated eat-in kitchen with stainless steel appliances, Silestone countertops, range with vent hood, maple shaker cabinets, and original built-in corner cabinet. Powder room conveniently located in back hall, with access to back porch. Second floor with light-filled alcove, perfect for reading nook or office area. Generously sized primary bedroom with windows on three sides, double closets, and plenty of room to create a sitting room. Updated full bathroom with soaking tub, tile surround and niche. Second bedroom with built in shelves, and third bedroom with beautiful sunset views. Full attic for storage. New roof (summer 2024), 2019 boiler, two zone heat, 200 amp service and central air conditioning. Full basement with laundry with plenty of storage. Two car garage with potential for studio and workshop space. Beautiful home with sprawling lawn, minutes to Main Street, DIA: Beacon, the Hudson River and Metro North for easy access to New York City.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $754 | $754 | $754 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,767 | $3,717 | $4,716 |
Total Monthly Payment | $4,613 | $4,563 | $5,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.