Light and Bright 4 Bedroom, 1. 5 Bath split level located on a pretty cul de sac in a great location! Open concept floor plan gives this solid home a modern edge. Recent updates and upgrades include; roof, windows, septic system and fully fenced yard. Natural Gas and public water and generator hook up are just a few of the great features of this home. Homes on Chalk Hill have "voluntary rights" to join Lakewood Estates. Association membership provides access to a beach area for swimming, kayaking and canoeing. Very convenient location that is close to schools, shopping and recreation! The spring will bring lots of pretty surprises too, as current owner enjoyed perennial gardening and arranging bouquets! This home is looking forward to the next owners adding personal touches and making this great home their own!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 16.0 | Upper |
Bedroom 2 | 10.0 x 13.0 | Upper | |
Bedroom 3 | Hardwood Floor | 10.0 x 10.0 | Upper |
Dining Room | Balcony/Deck,Sliders,Hardwood Floor | 10.0 x 12.0 | Main |
Family Room | Tile Floor | 12.0 x 22.0 | Lower |
Kitchen | Vinyl Floor | 10.0 x 12.0 | Main |
Living Room | Built-Ins,Hardwood Floor | 13.0 x 21.0 | Main |
Primary Bedroom | Half Bath,Hardwood Floor | 10.0 x 13.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $663 | $663 | $663 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,560 | $2,526 | $3,205 |
Total Monthly Payment | $3,298 | $3,264 | $3,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.