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Discover the perfect blend of comfort and convenience in this charming 3-bedroom, 1. 5-bathroom home, designed with first-time homebuyers and investors in mind. With no HOA, you'll enjoy the freedom and flexibility that come with ownership. As you enter, you're greeted by a warm and inviting atmosphere, complete with luxury vinyl plank flooring. The freshly painted interior enhances the modern aesthetic, making it easy to envision your personal touches in this lovely space. The bright and spacious primary bedroom features a convenient half bathroom, providing the privacy and comfort you desire. Two additional well-sized bedrooms offer plenty of space for family, guests, or a dedicated home office. Additionally, the bonus room situated off the kitchen adds versatility to the layout, perfect for a playroom, craft space, or home gym. Step outside to your fenced-in backyard, a delightful retreat where you can enjoy outdoor activities, barbecues, or simply relaxing in your private space. A shed in the backyard provides extra storage for tools, bikes, or gardening equipment, keeping your outdoor area organized and tidy. Recent upgrades to the property include a new roof installed in 2021 and a modern HVAC system upgraded in 2020, ensuring that you can enjoy peace of mind and comfort for years to come. Located conveniently near shopping and dining options, this home is perfectly situated for easy access to all the amenities you need. Don’t miss this incredible opportunity to make this charming home your own, or add it to your investment portfolio. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$190,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $152,000 | $152,000 | $152,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,011 | $1,010 | $1,282 |
Total Monthly Payment | $1,256 | $1,255 | $1,527 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.