Fall in love with this adorable home the moment you lay eyes on it! The double doors can both be opened for views to the gardens with lots of flowers and fruit trees and birds and butterflies. The great room showcases an electric fireplace, a piano under the stairs, a breakfast bar into the kitchen, and an L-shaped staircase going up to the master bedroom. Here you will find 2 closets and a lofted full bathroom with a huge shower and plenty of cabinet space. (the window has a charming flower box) There is a secondary bedroom downstairs with ample closet space and a gorgeous new tiled bathroom across the hall. Going out the back door, you'll find a washer/dryer hook up and a pantry/linen closet. This adorable home is located in a neighborhood that has no HOA fees, no water bill, and no septic bill. It's been completely remodeled within the past 5 years: new roof, new floors, new windows, new doors, new HVAC, new hot water heater, new stainless-steel appliances (fridge, stove, dishwasher), new well pump, new privacy fence, etc. . . There are covered entrances at the front door and back door with easy to operate blinds. The long driveway has room for storing an RV or boat or multiple cars with a flexible detached garage that can be used for anything! Ocala is centrally located with major cities nearby for access to fantastic dining, shopping, and amusement parks while the nature lovers will find beaches, springs, lakes, and horses! This fantastic home has loads of potential.
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$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $81 | $81 | $81 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,558 | $1,537 | $1,950 |
Total Monthly Payment | $1,714 | $1,693 | $2,106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.