LISTED AT 40K BELOW RECENT APPRAISED VALUE!!! NOT A FLOOD ZONE AND NO FLOOD INSURANCE REQUIRED!! Welcome to your dream home in highly sought after Gulfport area! (Although technically in St Pete) This newly renovated and charming 3-bedroom, 2-bathroom home features all new upgrades! All of the big ticket items are all brand new! Updates include: New roof (2024), new A/C and ductwork(2024), new tankless water heater (2024), updated electric & plumbing, including new wiring (2024), luxury vinyl plank flooring (2024) new windows (2024), new rafters (2024), new bathrooms (2024), and a new kitchen (2024). The stunning kitchen features butcher block counter tops, an island & eat-in area, and all new appliances. The Livingroom features a lovely electric fireplace. Furthermore, the home is concrete block. Enjoy your morning coffee in the privacy of your backyard oasis with new deck, sod & wood fence. The home is also conveniently located near Gulfport's downtown district, where you can enjoy shopping, the beach, the pier, restaurants, nightlife, and more! With its close proximity to downtown Gulfport, a ten-minute drive to the Gulf Beaches, and easy access to downtown St. Petersburg hotspots, this home truly has it all! This home WAS NOT affected by the recent flooding of Hurricane Helene.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $218 | $218 | $218 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,689 | $2,653 | $3,367 |
Total Monthly Payment | $2,982 | $2,946 | $3,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.