ENJOY CENTRAL FLORIDA living in Saddlebrook: One of DeLand's well-established and most desirable communities. This home features 4 bedrooms, 2 baths and 1, 838 square feet of indoor living space. You will love additional outdoor living on the screened lanai, with spacious backyard, brick paver patio and vinyl fence; perfect for both privacy and entertaining. The kitchen cabinets were professionally updated with a modern finish to compliment the granite countertops, stainless appliances, recessed lighting, and updated pendant fixtures. The floor-plan maximizes the living space while also creating privacy for the primary suite. Luxury 32 x 32" porcelain tiles were installed in 2023 in the primary bedroom, and each of the 3 additional bedrooms provide plenty of spaces for guest bedroom(s), home office(s), a home gym and more. DeLand is famous for its idyllic MainStreet Downtown with an abundance of shops, restaurants, entertainment and proximity to the Stetson campus. Schedule your private tour today to start your New Year in a New Home! All information within the listing is intended to be correct and should be verified independently by buyer and buyer(s) agent(s).
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $274 | $274 | $274 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,914 | $2,429 |
Total Monthly Payment | $2,265 | $2,263 | $2,778 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.