**Open House, Sat, 12/21/24. 11 AM -- 1 PM. ** Beautiful panoramic views and just minutes from Chatham Village, this three bedroom, three bath house on almost four acres has much to offer. Enter into the main living area that has great views. The open concept large kitchen, dining and living areas have ample space for cooking & entertaining inside or out on the large deck. Enjoy expansive eastern, southern & western views throughout the day & wonderful evening sunsets. The main floor has three bedrooms, two full baths & a convenient laundry. The primary bedroom has a large ensuite bathroom with a shower & jetted soaking tub, double closets & glass doors to the deck that runs across the back of the house. The lower walk out level has been finished & has a kitchen & a bath with shower. With access from inside the house or its own exterior entrance, it has potential for use as a studio, office, additional living space or for guests. The attached two car garage has a large workshop area. The property is on two parcels with options for future building on the separate parcel of vacant land. A large orchard area has deer fencing & has numerous old fruit trees. Energy efficient heat pumps provide heat & a/c throughout the house. With some interior updating, the house has many possibilities. Only minutes from Chatham Village shops, restaurants, brewery, bookstore, food co-op, library, grocery, theatre & the future Shaker Museum. Just 20 minutes to Hudson & Amtrak or to the Berkshires. Just over 2 hours to NYC.
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Our Executive Mortgage Banker:
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$339,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,827 | $1,802 | $2,287 |
Total Monthly Payment | $1,902 | $1,877 | $2,362 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.