THIS BUILDING IS APPROVED FOR A 1ST-TIME HOMEBUYERS' PROGRAM. FIRST TIME BUYERS MAY QUALIFY FOR A LOAN WITH A 5. 875% FIXED INTEREST RATE FOR 30 YEARS. PLEASE NOTE THAT THE INTEREST RATE IS SUBJECT TO CHANGE. DON'T MISS OUT ON THIS OPPORTUNITY!
Welcome to 820 ocean Parkway unit 417!
A very large & sunny two bed - two-bath co-op on a tree lined block of Ocean Parkway.
Upon the entrance you are greeted by Versailles pattern limestone throughout the dinning and living room area.
The luxuriously Costume made kitchen offers India imported Marble countertops, rich wood kitchen cabinets, under cabinet LED lighting, two separate sinks & faucets, brand name stainless-steel appliances such as: Whirlpool French door refrigerator, Bosch 4 burner cooktop, GE Oven with Shabbat and Self clean mode, Hotpoint vented microwave, and Bosch dishwasher. The kitchen has a North facing window and a 4-stool breakfast bar/island that flows into the dining area.
Both Bedrooms are lined with original hardwood floors. The Master bedroom has a 3 panel mirrored sliding door closets and an in suite bathroom with a window.
Both bathrooms are tastefully renovated and have very fancy touches, such as rain shower-heads, designer tiles, and glass doors. The second bedroom has a walk in closet.
The Unit has triple exposure creating an abundance of natural light, making it a vivid and a cozy home.
Building has top-notch amenities such as:
24/7 Security/Doorman/Concierge (will receive and secure packages)
A Bicycle Storage Room (Annual Fee)
Fully Operational In-door Parking Garage (Monthly Fee)
2 Upgraded elevators with Sabbath Mode
24/7 Camera security system throughout the building
24/7 Laundry Rooms - 2 state-of-art, ground floor laundry areas with card refill system
Doorman features partial concierge service: USPS, UPS, FedEx pickup and drop off service with a storage room for your belongings to be secured until your arrival and pickup.
Neighborhood: Abundance of street parking! 4 Blocks away from Major Supermarkets- Shoprite (24 hr. ), Amazing Savings, King Tomato, Dunkin Donuts, pharmacies, cleaners, liquor Store, banks, and many other stores just a few minutes away.
Subways: Enjoy access to the F train (Ave I Station or 18th Ave Station) just a few blocks over, as well as the Q train (Avenue H Station). Abundance of public transportation, including B8, B11, and Express Bus access gives you easy access to Manhattan, and neighboring boroughs.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,830 | $2,791 | $3,542 |
Total Monthly Payment | $2,922 | $2,883 | $3,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.