Executive spectacular 6 Room, 3 bedroom Ranch with 1 and a half baths. Instant equity of $35, 000 to $50, 000. House needs some cosmetic updating, painting refinish the hardwood floors, however has a brand new 30 year architectural shingle roof, (2024) brand new gas heating system and central air (2024). Full covered deck, the width of the back of the house overlooking private yard with In-Ground pool. Kitchen has beautiful cabinets and appliances with eating area. Spacious living room with beautiful window, overlooking front of the house. Separate family room that leads to two car garage from the inside. Main bedroom has half bath. 2 additional bedrooms with closets. Full basement with workshop area room, entertainment room with dry bar, and space for exercise. This home is located on a cul-de-sac in a fantastic neighborhood. With some new paint, refinish hardwood floors some updating to bath, value would increase to $385, 000 to $400, 000
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood, Flooring - Wall to Wall Carpet | First |
Bedroom 3 | Closet, Flooring - Hardwood, Flooring - Wall to Wall Carpet | First |
Kitchen | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Flooring - Vinyl, Dining Area, Countertops - Upgraded, Cabinets - Upgraded, Deck - Exterior, Open Floorplan, Recessed Lighting, Remodeled | Main,First |
Living Room | Closet, Flooring - Hardwood, Flooring - Wall to Wall Carpet | First |
Master Bedroom | Bathroom - Half, Closet, Flooring - Wall to Wall Carpet | First |
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William Raveis Real Estate
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Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $421 | $421 | $421 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,881 | $1,856 | $2,355 |
Total Monthly Payment | $2,377 | $2,352 | $2,851 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.