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45 Hoyt Street, Darien, CT, 06820 | $1,345,000
Welcome Home to Darien: A Bright Beginning Awaits This freshly updated 4-bedroom, 3. 5-bath Cape-style home is ideal for buyers seeking charm, comfort, and convenience. Freshly painted interiors and refinished hardwood floors create a bright, welcoming space. The atrium-style family room fills the home with natural light and opens to a spacious deck overlooking a deep backyard. The updated kitchen, cozy living room with a wood-burning fireplace, and open layout bring a fun and inviting vibe. Upstairs, you'll find four bedrooms: a serene primary suite, a secondary ensuite, and two additional bedrooms with a shared bath. Practical features include a mudroom, first-floor laundry, a second-floor laundry chute, and a full basement perfect for a workout area, playroom, or extra storage. Just one block from Holmes Elementary, this home offers unmatched convenience and access to Darien's top-rated schools, beaches, and vibrant downtown. With a quick 50-minute commute to NYC, this home has great light, great bones and endless possibilities!
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 3 full / 1 half
- Laundry: Main Level
- Style: Cape Cod
- Year Built: 1939
- Garage: 1-car Attached Garage
- Heating: Hot Water
- Cooling: Ceiling Fans
- Basement: Crawl Space,Full
- Above Grade Approx. Sq. Feet: 2,222
- Acreage: 0.23
- Est. Taxes: $10,738
- Lot Desc: Level Lot
- Elem. School: Holmes
- High School: Darien
- Appliances: Cook Top,Microwave,Range Hood,Refrigerator,Freezer,Dishwasher,Washer,Dryer
- MLS#: 24064755
- Website: https://www.raveis.com
/prop/24064755/45hoytstreet_darien_ct?source=qrflyer
Listing courtesy of Compass Connecticut, LLC
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Upper | |
| Bedroom 3 | Remodeled,Full Bath | Upper |
| Dining Room | Remodeled | Main |
| Family Room | Main | |
| Kitchen | Remodeled,9 ft+ Ceilings,Breakfast Nook,Granite Counters,Island,Hardwood Floor | Main |
| Living Room | 9 ft+ Ceilings,Fireplace | Main |
| Primary BR Suite | Remodeled,2 Story Window(s),Vaulted Ceiling,Ceiling Fan,Full Bath,Walk-In Closet | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
45 Hoyt Street, Darien, CT, 06820
$1,345,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,076,000 | $1,076,000 | $1,076,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
| Monthly Tax Payment | $895 | $895 | $895 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,279 | $6,801 | $9,080 |
| Total Monthly Payment | $7,299 | $7,821 | $10,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524