Rarely available, handicap accessible unit at Delamere Woods, an independent retirement community for people aged 62+. This complex has everything an active senior wants; friendship, activities, transportation and optional dinner. This 2nd floor unit has an open living room/dining area with balcony. An efficient kitchen with refrigerator, dishwasher, stove & microwave is open to the living room. The bedroom is large and has double closets and access to the bathroom with walk-in shower. Each floor has a common laundry room. HOA monthly fee includes 24 hour security, 24 hour emergency system and HEAT, ELECTRIC & WATER, weekly housekeeping/linen service. There is a full time on-site management and activity coordinator to plan trips to shopping, doctor visits and other excursions. Activities, fitness and speakers happen all week long. There are multiple social areas to play cards/games, book clubs, bible studies, woodworking, crafts, knitting and rooms to catch movies with friends. There's a lovely dining room where you can choose to pay for affordable & delicious meals with your neighbors & guests. Outside you'll find a few patio options, walking paths & communal gardens. Take comfort in knowing there is a full facility generator in place. If you're ready for easier, low maintenance living, come take a look! This is an estate so all contracts are subject to probate court approval. There are no disclosures.
Type | Description | Level |
---|---|---|
Kitchen | Main | |
Living Room | Built-Ins,French Doors | Main |
Primary Bedroom | Wall/Wall Carpet | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $36,000 | $36,000 | $36,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $77 | $77 | $77 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $243 | $239 | $304 |
Total Monthly Payment | $395 | $391 | $456 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.