If you want privacy, there is plenty, wooded serine living at its best. You are a short walk to downtown Wakefiled shops and restaurants, commuter rail, and bus stops. No street noise possible as you are at least 90 feet from Green Street. Plenty of land to add on to this comfortable Bungalow. You could even expand upward. Newer driveway and paver wall in 2017, Newer Gas stove and kitchen faucet in 2024, but with some work, you can make this your wonderful home. Present tenant has been living in this house for close to 15 years. Easy access to Lake Quannapowitt with all its activities. Beach area, sailing, playground, and many Holiday get togethers throughout the year. For the unfamiliar this home is located in the Greenwood section of Wakefield.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood, Attic Access | 9.0 x 12.0 | First |
Kitchen | Flooring - Hardwood, Dining Area, Exterior Access, Lighting - Overhead, Vestibule | 12.0 x 16.0 | First |
Living Room | Flooring - Hardwood, Balcony / Deck, Exterior Access | 14.0 x 18.0 | First |
Master Bedroom | Walk-In Closet(s), Cedar Closet(s), Flooring - Hardwood, Lighting - Overhead | 13.0 x 13.0 | First |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $507 | $507 | $507 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,233 | $3,190 | $4,047 |
Total Monthly Payment | $3,832 | $3,789 | $4,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.