Welcome to Your Dream Home in On Top of the World. This beautifully updated Philadelphian model home is nestled in the highly sought-after Circle Square Woods neighborhood of On Top of the World, Ocala’s premier 55+ active community. Offering 2 bedrooms, 2 bathrooms, and a 1. 5-car garage, this meticulously maintained residence is situated on a picturesque, tree-lined street. Key Features: Kitchen Renovation (2024-2021): The heart of the home boasts Shaker-style cabinets, including 36-inch upper cabinets, ample storage with drawers and cabinets, stunning glass backsplash, and granite countertops. Luxury Vinyl Plank waterproof flooring with 5-inch baseboards runs throughout the home, creating a cohesive and elegant look. The primary suite features a spacious walk-in closet with generous shelving and hanging space, along with an en-suite bathroom that includes a step-in shower. Both bathrooms are enhanced with newer vanities, comfort-height toilets, glass shower doors, and grab bars for added convenience. Appliances replaced (2021), Roof replaced (2020) A/C (2010), Simonton energy-efficient high-impact hurricane windows, plantation shutters (2024), Interior walls and trim freshly painted (2023), Ceilings resurfaced with knockdown texture and walls updated with orange peel finish, R-38 attic insulation added (2023), Gutter guards installed on all gutters (2023). The enclosed lanai has been converted into a versatile four-season room, complete with 2 way Honeycomb blinds for light control and privacy. Adjacent to the washer is a convenient stainless steel laundry sink. The home also features an extended driveway, perfect for additional parking
This home truly offers the perfect blend of luxury, convenience, and an active lifestyle. Schedule your private showing today and discover all that this exceptional property and community have to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$234,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $187,920 | $187,920 | $187,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,298 | $1,266 | $1,598 |
Total Monthly Payment | $1,468 | $1,436 | $1,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.