One or more photo(s) has been virtually staged. BACK ON THE MARKET AND BETTER THAN EVER WITH NEW INTERIOR WALL AND EXTERIOR TRIM PAINT. BRAND NEW WATER HEATER (2024), UPDATED WATER SOFTERNER/FILTRATION SYSTEM (2021), and NEWER ROOF(2021)!! Don't miss this opportunity to own in the highly desirable Land O' Lakes community of Lake Padgett Estates. This beautiful and well established community is where Lake living and Equestrian charm meet. Surrounded by a total of 5 Lakes (2 of which are skiable!!), complete with boat ramps and a Resident-Only Horse stable/riding pen, this home is sure to be your very own tranquil oasis just outside of the heart of Tampa. If all that Lake Padgett Estates has to offer isn't enough, for $52/month, you may join the Lake Padgett East HOA and enjoy all of their amenities as well, including a pool and clubhouse. Once you retreat inside the home, you will be met with a large dual living space offering plenty of natural light from the FULLY SCREENED in Lanai and windows. Continuing inside you will find 3 generous sized secondary bedrooms as well as the secondary bathroom complete with a NEW TOILET (2024)! The Owner's Suite is nearby and hosts a large walk-in closet and en-suite bathroom, also with a NEW TOILET (2024)!. On the opposite side of the home is a formal Dining or Living area, as well the dine-in kitchen and Laundry Room, which leads to an oversized 2-car garage. Did I mention this home with all of its beauty sits on well over a quarter of an acre of land?!! The location of this property is just as great as the home and community! Enjoy quick and easy access to Publix, Belk Outlet, Tampa Premium Outlets, TGH Urgent Care, a host of restaurants, Dale Mabry Hwy, I75/I275, U. S Highway 41 and Top Rated Schools. Come take a look and see this Land O' Lakes gem for yourself! *Buyer/Agent to verify all room dimensions and school zones* *Lake Padgett Estates HOA is $25/year and is OPTIONAL*
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $279 | $279 | $279 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,318 | $2,286 | $2,901 |
Total Monthly Payment | $2,672 | $2,640 | $3,255 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.