Second floor 2/2 condo located in the highly desired Village IV of the waterfront community Cove Cay!! Cove Cay is located on the beautiful shores of Tampa Bay and is a gated golf course community where resort style amenities abound! The community features a community pool, spa, clubhouse; a golf club with an 18-hole championship golf course, pro shop and a waterfront restaurant; a marina with wet & dry boat storage; boat, kayak & jet ski rentals, a fully stocked bait house and a dockside restaurant/bar! The spacious condo is filled with natural from the wall-to-wall sliding doors in both the living room and master bedroom that open onto a large 6 x 20 screened lanai with fabulous golf course views! The lanai has a second set of set sliding glass doors that will enclose the patio to make it a sunroom! The master bedroom has a walk-in closet, a vanity/dressing nook, an en-suite with a tub/shower combo and easy access to the laundry room with stackable washer & dryer. The kitchen has a pantry and a breakfast nook with views of the community pool! The condo is easily accessed by an elevator and has a covered parking space close to the building entrance. This unit is being sold furnished including all housewares. The HOA payment includes water, sewer, trash, basic cable and internet. Cove Cay is centrally located in Clearwater with easy access to the Corutney Cambell Causeway and I-275, 2 airports, is conveniently located close to lots of shopping & great restaurants, and is just a short drive to fabulous Clearwater Beach!! Call today to schedule a private showing!!!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,000 | $148,000 | $148,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $272 | $272 | $272 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $997 | $984 | $1,248 |
Total Monthly Payment | $1,344 | $1,331 | $1,595 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.