Clearwater, FL, 33760 | $185,000

Second floor 2/2 condo located in the highly desired Village IV of the waterfront community Cove Cay!! Cove Cay is located on the beautiful shores of Tampa Bay and is a gated golf course community where resort style amenities abound! The community features a community pool, spa, clubhouse; a golf club with an 18-hole championship golf course, pro shop and a waterfront restaurant; a marina with wet & dry boat storage; boat, kayak & jet ski rentals, a fully stocked bait house and a dockside restaurant/bar! The spacious condo is filled with natural from the wall-to-wall sliding doors in both the living room and master bedroom that open onto a large 6 x 20 screened lanai with fabulous golf course views! The lanai has a second set of set sliding glass doors that will enclose the patio to make it a sunroom! The master bedroom has a walk-in closet, a vanity/dressing nook, an en-suite with a tub/shower combo and easy access to the laundry room with stackable washer & dryer. The kitchen has a pantry and a breakfast nook with views of the community pool! The condo is easily accessed by an elevator and has a covered parking space close to the building entrance. This unit is being sold furnished including all housewares. The HOA payment includes water, sewer, trash, basic cable and internet. Cove Cay is centrally located in Clearwater with easy access to the Corutney Cambell Causeway and I-275, 2 airports, is conveniently located close to lots of shopping & great restaurants, and is just a short drive to fabulous Clearwater Beach!! Call today to schedule a private showing!!!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Elevator(s), Gated, Golf Course, Pool, Recreation Facilities, Security, Spa/Hot Tub, Storage, Vehicle Restrictions
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Complex: COVE CAY VILLAGE IV
  • Year Built: 1980
  • Common Charge: $636 Monthly
  • Approx Sq. Feet: 1,070
  • Est. Taxes: $3,260
  • Lot Desc: Near Marina, On Golf Course
  • View: Golf Course, Trees/Woods
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
  • MLS#: TB8331526
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8331526/_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/21/2024 10:17:09 PM)
Listing courtesy of REAL ESTATE REVIEW INC   Phone: 813-289-9794

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Clearwater, FL, 33760

$185,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $148,000 $148,000 $148,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $272 $272 $272
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $997 $984 $1,248
Total Monthly Payment $1,344 $1,331 $1,595

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.