Check out this Magnificent lakeside retreat boasting 1, 632 Sqft of living space! This 2-bedroom, 2-bathroom home is a slice of paradise situated on 0. 26 acres along the stunning private shores of Fred’s Lake. Prepare to be wowed as you step inside this Meticulously maintained home featuring new tile floors and carpeting installed in 2017, along with a jaw-dropping kitchen remodel showcasing new appliances, leathered granite countertops and stylish under cabinet lighting. The Florida room complete with a dining area, offers the perfect spot for entertaining or simply unwinding after a day of lake activities such as boating or fishing. Make the primary bedroom your own private sanctuary with his/hers walk-in closets, en-suite bathroom with large tile walk-in shower and double vanities. Out the sliding glass doors of the primary suite is a screened-in porch , the perfect spot for sipping your morning coffee while soaking in the serene lake views. On the other side of the home is the private secondary primary bedroom with direct bathroom access and a private screened-in porch. Spacious laundry room equipped with a sink and additional storage. Oversized 2-car garage complete with a workbench and bonus storage areas, there's plenty of space for all your toys and tools. This home stood strong and remained untouched by flooding or damage during both Hurricane Helene and Milton, offering peace of mind for its future owners. But wait, there's more! A bonus driveway provides parking for extra vechiles or RV ensuring plenty of space for all your guest. With a water softener & a reverse osmosis system, every convenience has been thoughtfully included. Let’s not forget about safety and convenience – with hurricane windows, Hunter Douglas window treatments including powered blinds on SGD’s and a whole house propane Generac Generator (22KW), power outages are a thing of the past. Nestled just 2 miles from downtown Inverness, this home offers the best of both worlds – serene county living without the restrictions of an HOA while still close to stores, boat ramp, restaurants and shopping. Recent upgrades of the home include New Roof-2011, HVAC-2016, Hurricane Impact Windows-2018, Drainfield-2024, Exterior Paint-2024 & Water heater -2024. Don't miss your chance to own this spectacular lakeside paradise – schedule a viewing today and start living the lake life you've always dreamed of! (Owner is willing to sell the furniture in the home, ask agent for more details. )
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,048 | $2,020 | $2,564 |
Total Monthly Payment | $2,262 | $2,234 | $2,778 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.