Welcome to the most well-maintained 3 bedroom home in the highly desirable Port Orange area of Allandale! Located less than a mile from the Halifax River and about 2 miles from the beautiful beaches of Ponce Inlet. You will be thrilled that there are NO HOA FEES and you own the land on this fabulous fenced corner lot. At first glance you will notice the clean white exterior with a classic black trim and let's not forget about that incredible aluminum roof for years of worry free living. Entering through the front door you will notice the large living area to your right with tons of natural light, and to your left you will find the well lit dining and kitchen areas. As you stroll down the hall you will find the bathroom and 3 spacious bedrooms. Directly behind the kitchen you will find the laundry room which also leads to your paver patio and oversized yard. The owners have taken great care of this home which is equipped with a long-lasting porcelain hot water tank, hurricane shutters and a customized HVAC condensate drain line with a french drain style pipe. There is also a new fiberglass and concrete driveway and parking pad which was just poured a few years ago. If you are seeking a private retreat in a quiet residential area, a winter escape or an investment property with no restrictions that is located just off of US1 and close to shopping, dining and entertainment - look no further and welcome home! Seller will consider offering the property furnished.
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Our Executive Mortgage Banker:
Our Insurance Division:
$145,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $116,000 | $116,000 | $116,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $104 | $104 | $104 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $782 | $771 | $978 |
Total Monthly Payment | $961 | $950 | $1,157 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.