This charming two-bedroom, one-bathroom home in Silver Springs Shores offers a cozy and inviting living space perfect for relaxation and entertaining. Freshly painted, the home features a welcoming living room, a spacious dining room, and a well-equipped kitchen with solid wood cabinets, a built-in desk, and plenty of counter space. The kitchen is ideal for those who love to host guests.
Convenience is key with an inside laundry room, and the enclosed lanai offers a peaceful space to unwind. For outdoor enjoyment, the separate patio is perfect for grilling or sunbathing on warm days. The large, fenced-in backyard is a gardener's paradise, complete with fruit trees, garden areas, and plenty of room to expand. A large storage shed provides ample space for tools and equipment.
This home boasts several updates, including new vinyl flooring, an HVAC system replaced in 2024, a newer water heater (2022), and a newer electrical panel (2021). The sliding glass door, storm doors, toilet, and dishwasher have also been recently replaced.
Located just minutes from shopping, dining, and schools, this home is only 20 minutes from The Villages, 15 minutes to Downtown Ocala, and 10 minutes from Silver Springs State Park and close to the Ocala National Forest. For those who enjoy a good game of golf, Silver Springs Shores also has its very own golf and country club that features a beautiful golf course. Don't miss your chance to make this beautiful house your own!
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Our Executive Mortgage Banker:
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$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $223 | $223 | $223 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,078 | $1,063 | $1,349 |
Total Monthly Payment | $1,376 | $1,361 | $1,647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.