If you have been looking for a home with NO HOA, this is it. This 2 bedroom/2bath home could easily be converted back to a 3-bedroom home with an addition of a wall. This home has all the appeal of a small farmhouse and when you open the front door the beautiful hardwood floors grab your attention. The kitchen has been updated with white cabinets, the owner had more cabinets built on other side of the kitchen to provide even more cabinet space and storage. Home is nestled on a 1. 06 acre lot with privacy all around you. Back of house has a new fence and doghouse for all your fur babies with an additional new fence behind the workshop! This home is totally remodeled with original wood floors in some rooms of the home. The family room offers raised ceilings and a mantle that gives the impression of a fireplace. Owner installed a new wall gas heater in the family room for those times when you are without power. The amazing laundry room is big enough for a freezer plus an additional refrigerator or extra storage, or pantry. The home's electrical and plumbing has been updated. The metal roof was installed about 13 years ago. Electricity was added in the 20 x 20 workshop/garage. Additional concrete was added for the patio and the circular driveways. The curb appeal of this home is amazing! Call today to schedule a private tour and see how this can be your next address.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $178,400 | $178,400 | $178,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $85 | $85 | $85 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,217 | $1,186 | $1,518 |
Total Monthly Payment | $1,377 | $1,346 | $1,678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.