Abundant opportunities in this property. This two bedroom, bonus room, two and half bath, home sits on a manicured wooded corner lot offering many opportunities. Sitting on a large double lot, just shy of one and a half acres allows you the opportunity to split the land and build another house or just enjoy the peace and quiet of the additional space surrounding the home. A brand new roof has been placed on the home, and both the decking and the shed have been rebuilt recently. The home sits high and dry and close to everything including easy access to major thoroughfares, shopping, restaurants, although still giving you a sense of peace as you sit in a beautiful residential neighborhood of Ridge Manor. As you walk into the front door you are entering the large living and dining area, you will find lots of light coming in from the bay window. The kitchen is found just off the Living room and comes with newer appliances. A bonus room is found towards the back of the house which can be converted into a third bedroom or perhaps an office. It is a split floor plan with an oversized secondary bedroom with walk in closet on the south side and the master bedroom on the north side. This master bedroom offers you a walk-in closet, as well as an en suite bathroom with dual sinks and a makeup counter. There's lots of hidden compartments also in this house for extra storage. You'll find a beautiful back porch with a large hot tub, as well as a shed for additional storage. The screened in 2 car finished garage plus hidden attached carport/porch gives additional exterior space. Any yard equipment you may need will be left with the home so that you can enjoy living a Florida lifestyle. Don't let this one pass you by whether it's for a permanent residence, winter residence, or as an investment with some cosmetic updating this property will give you everything you would need to call it home.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $310,000 | $310,000 | $310,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $81 | $81 | $81 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,089 | $2,060 | $2,614 |
Total Monthly Payment | $2,245 | $2,216 | $2,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.