GOLF COURSE LOT at Par 5 with nicer greenway and amazing views!! Welcome to your future home in this popular and highly sought gated 55+ community here at On Top of the World. Newer AC, Newer carpet as well as tile flooring, and the Roof is less than 10 years old in good shape. As you enter the driveway you are greeted with gorgeous curb appeal. Once you enter this spacious 2 bedroom, 2 full bathroom home, you'll notice many windows boasting natural lighting throughout, as well as ceiling fans for proper air circulation. Host and entertain in the heart of the home while having the convenience of your spacious kitchen with lots of cabinets and long granite countertops for added prep and storage space. Equipped with all functional kitchen appliances, plus you have a nice opening from the kitchen looking out onto the family room to host your guests. Enjoy your meals in the Breakfast Nook Room with bay-style windows. As you enter the master bedroom, you'll notice plenty of space, along with a walk-in closet, and dual vanities inside the master bathroom for added convenience. The 2 car garage comes equipped with a washer and dryer, as well as a utility sink that all convey. Grab some fresh air and enjoy the gorgeous greenway golf course views as you step out the sliding glass doors onto your fully enclosed lanai with a ceiling fan plus upgraded tile flooring. Right outside of the lanai, you also have a beautiful backyard oasis with pavers flooring for the back porch creating a perfect setup for those family barbecues and to relax while enjoying seeing your neighbors putt on the greenway. On Top of the World allows a maintenance-free lifestyle with lawn care, landscaping, basic cable, trash pickup service, and a 24-hour guarded gate included with the HOA fee. Stay entertained with OTOW's world class amenities including access to 1 indoor and 2 outdoor pools, and a variety of community activities, 2 state of the art fitness centers, hobby rooms, pickleball, billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much more! Also a golf cart community with access to three shopping centers. Don't miss out on this incredible opportunity to own this slice of paradise in this vibrant community, as you aren't just investing in a home but also a lifestyle!!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $88 | $88 | $88 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,293 | $1,276 | $1,618 |
Total Monthly Payment | $1,456 | $1,439 | $1,781 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.