Under Construction. MLS#O6260663 REPRESENTATIVE PHOTOS ADDED. New Build ~ May Completion! Welcome to your luxury lifestyle in sunny St. Cloud, Florida, where every day feels like a getaway. In the exclusive, gated Esplanade at Center Lake Ranch, enjoy privacy, tranquility, and stunning nature views with just 300 homes. Esplanade offers resort-style living with a pool, spa, fitness center, and outdoor activities like pickleball and bocce. Concierge services and community events make it easy to connect and relax. Center Lake Ranch blends nature, convenience, and family, with walking trails, parks, and an 11-acre Central Park, all just minutes from major roads and the beauty of Old Florida.
Introducing the Farnese at Esplanade—a home that combines style, comfort, and sophistication. With 2, 152 square feet of thoughtfully designed living space, this home features 3 bedrooms, 3 full baths, and 1 half bath, providing the perfect foundation for your vibrant Florida lifestyle. At the heart of the Farnese is a stunning designer kitchen with an expansive island, ideal for cooking and entertaining. The kitchen seamlessly flows into the great room and casual dining area, creating an inviting, open space. For more formal occasions, a separate dining room adds an extra touch of elegance. Step outside to the lanai, where you can relax and take in Florida’s awe-inspiring sunsets. The luxurious primary suite is your private sanctuary, complete with dual sinks, a spacious shower, and an oversized walk-in closet that’s sure to impress. Structural options added: Gourmet kitchen
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Our Executive Mortgage Banker:
Our Insurance Division:
$627,605
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $502,084 | $502,084 | $502,084 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,383 | $3,337 | $4,234 |
Total Monthly Payment | $3,475 | $3,429 | $4,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.