WOW! Brilliant Sunrises across Tampa Bay this home sits perched on the Prestige Island of Tierra Verde and is Every Boaters Dream!! This RARE END UNIT is Maintenance free living in the desirable community of PALM ISLAND. Upon entry, you will find a thoughtfully designed open floor plan where the kitchen, living and dining flow seamlessly together leading to the screened in lanai overlooking gleaming Tampa Bay and spiral staircase down to the ground level. Upstairs you will find a split floor plan with the Master Bedroom and private screened in lanai, Fully remodeled NEW En suite bath with a Spacious walk-in shower and Freestanding tub. Guest bedroom has it's own private bathroom as well as a FULL size washer/dryer laundry area. Newer Deeded Dock equipped with 16, 000 boat lift, Electric, Water supply and you own Fishing station. Easy access from your own private End dock to the open waters of Tampa Bay and the Gulf of Mexico. Sip your morning coffee watching mantee, dolphins and Sunrises. This home has an oversized one-car Garage as the 2 1/2 car garage was converted into a versatile Bonus Room, Sports room or Bedroom (not included in the SF) situated right off the garage. Cast your crab trap all year round in your own backyard! This home is truly a lifestyle. JUST MINUTES to Sugar Sandy Beaches, Pass A Grille Beach, Fort DeSoto State Park and 10 minutes to St Pete's Downtown Nightlife, Entertainment, Restaurants and Shopping. Easy access to Highway 275, Tampa International Airport and Sarasota. The home was not compromised by the the storms. Schedule your showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.200% | 6.748% | 6.786% |
Monthly Tax Payment | $291 | $291 | $291 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,189 | $4,994 | $6,848 |
Total Monthly Payment | $5,572 | $5,377 | $7,231 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.