Situated on a beautifully shaded lot on a dead-end street with NO HOA, this move-in-ready, block-construction home presents an excellent opportunity to own or invest! As you enter the home, you are greeted by an open living area, with soaring vaulted ceilings, a stylish accent wall, and room for a dining area, if needed. Solid flooring (NO CARPETS!), plus recently updated light fixtures, fans, faucets, hardware and door knobs add a touch of tasteful and consistent style throughout. The kitchen has attractive finishes, including wood cabinetry, a tile backsplash and stainless steel appliances, plus an eat-in dinette with decorative wainscoting. If you are in need of an office or flex space, you will love the bonus room at the back of the home, which has ample natural light and endless opportunities for use. The primary bedroom has a walk-in closet and its own en-suite bathroom with dual sinks, granite countertops, and a tiled shower. The remodeled guest bathroom has similar finishes, as well. A lovely screened-in and covered porch overlooks the fully fenced yard, featuring nice landscaping and a shed to store your toys or tools. There is a 1-car garage, driveway and even a paver pad out front for overflow parking, and the exterior curb appeal can be appreciated day or night, thanks to landscape lighting. A newer water heater (2022) and roof (2022), plus a new garage door opener, updated windows and extra insulation collectively add to the comfort and value of owning this wonderful home. With a convenient location, you will appreciate being close to South Florida Avenue and Harden Boulevard, providing easy access to various restaurants, shops and grocery stores. Here you are also just minutes away from the Polk Parkway, making it a breeze to travel or commute to Tampa, Orlando, popular beaches, and nearby attractions. This adorable and affordable home has everything you are looking for, and more!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,590 | $1,569 | $1,990 |
Total Monthly Payment | $1,840 | $1,819 | $2,240 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.