Welcome to this stunning stucco and stone two-story home, perfectly situated in the highly desirable Stonewood Estates neighborhood. With 4 spacious bedrooms, 2. 5 bathrooms and a HUGE 3 car garage with speckled floor! The main bedroom is downstairs, providing separation from the other bedrooms. This home offers the ideal blend of elegance, comfort and the conveniences of being near shops and schools.
Beautifully upgraded laminate flooring in the main bedroom and the formal dining room with stairs leading to the upper level loft area meshes seamlessly with the tile and carpeting in the other bedrooms adding warmth and and modern appeal. The layout of the house is perfect for entertaining, featuring a bright and airy living space that effortlessly connects to the large island kitchen and dining areas.
Outdoors, the thoughtfully added pavers that enhance the curb appeal and provide a stylish space for relaxing or hosting small gatherings. The home's timeless stucco and stone exterior ensures a lasting impression.
Conveniently located in St. Cloud, Stonewood Estates offers easy access to shopping, dining, top-rated schools, and major highways, making your daily commute a breeze.
Don't miss this opportunity to own a beautifully upgraded home in one of St. Cloud's premiere neighborhoods. Schedule your showing now!
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $310 | $310 | $310 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,832 | $2,760 | $3,532 |
Total Monthly Payment | $3,234 | $3,162 | $3,934 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.