This ground-level entry home opens to a spacious family room with tile flooring and a cozy wood-burning fireplace. A versatile bonus room, currently a workout space, makes a perfect home office. This level also offers garage access, storage, and a 3-year-old heating system with a new garage door. Upstairs, the main living area features gleaming oak hardwood floors and a bright living room with large south- and west-facing windows. A stunning stone fireplace with a gas insert anchors the space. The kitchen offers stainless steel appliances (range and refrigerator less than 2 years old) and opens to the dining area. Through sliding glass doors, enjoy the 3-season room with cathedral ceilings, skylights, and rich wood finishes. The primary bedroom includes a half bath and two closets, while two additional bedrooms are nicely sized. The full bath features a relaxing jacuzzi tub. Set on a generous lot, this home combines comfort, charm, and modern updates. Schedule your showing today!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $349 | $349 | $349 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,829 | $2,791 | $3,541 |
Total Monthly Payment | $3,270 | $3,232 | $3,982 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.