203 Lagoon DRIVE, Palm Harbor, FL, 34683 | $625,000

**Welcome to Paradise in the Heart of Ozona!** If Jimmy Buffett ever wrote a song about the perfect coastal home, this might be it. Nestled in the only golf cart-friendly community in Pinellas County with its own restaurants, marinas, and parades, this 3-bedroom, 2-bath home is your golden ticket to the laid-back Florida lifestyle. Set on a generous **1/3-acre lot**—one of the largest in Ozona—this property offers endless possibilities. Expand, add a pool, park your RV or boat, or simply soak in the Gulf breezes from your balcony with "peek-a-boo" water views of the Gulf and those dreamy sunsets. The home boasts a breezy **open floor plan** with vaulted ceilings, a kitchen-adjacent laundry closet, and a massive open garage space perfect for all your toys. Modern updates include a **NEW roof (2023)**, a **water softener and filter system (2023)**, and a **newer HVAC (2020)**. Location? It's hard to beat! OZONA is the only golf cart community nestled on the water(Gulf of Mexico), with it's own local hotspots like Ozona Blue and Molly Goodhead’s, a golf cart ride away from **six local marinas**, **downtown Palm Harbor**, The Pinellas Trail, and zoned for the highly sought-after **Palm Harbor University High School*. Just a short drive to **Honeymoon Island**, **Dunedin**, and the iconic sponge docks of **Tarpon Springs**. Ozona’s unincorporated status means **SHORT-TERM RENTAS ARE ALLOWED**—Airbnb it, rent it out, or keep it all to yourself. No, HOA, no CDD! No one telling you what you can, and can't do with your property and your land. Whether you’re casting a line off the neighborhood pier at sunset, biking with the kids, or joining the community’s festive GOLF CART parades, life here is as sweet as a margarita on a sunny day. Don’t let this rare opportunity slip through your flip-flopped toes. Your slice of Florida paradise awaits! ?? **Call today to make it yours. **

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 86 x 165
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Style: Florida, Traditional
  • Year Built: 1985
  • Garage: Boat, Covered, Golf Cart Parking, Ground Level, Off Street, Under Building
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,204
  • Acreage: 0.33
  • Lot Size: 86 x 165
  • Est. Taxes: $7,429
  • Lot Desc: Flood Insurance Required, In County, Level, Near Golf Course, Near Marina, Near Public Transit, Oversized Lot
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Yes
  • Appliances: Microwave, Range, Refrigerator, Tankless Water Heater
  • MLS#: TB8331476
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8331476/203lagoondrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/21/2024 11:36:05 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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203 Lagoon DRIVE, Palm Harbor, FL, 34683

$625,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $500,000 $500,000 $500,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $619 $619 $619
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,369 $3,323 $4,217
Total Monthly Payment $4,080 $4,034 $4,928

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.