One or more photo(s) has been virtually staged. SPRING RIDGE ESTATES GATED COMMUNIUTY – THIS 4 BEDROOM/3BATH HOME IS LOCATED ON A CUL-DE-SAC WITH NO REAR NEIGHBORS AND SITS ON A . 75 ACRE LOT WITH PARTIALLY FENCED IN BACKYARD. ATTACHED 3 CAR GARAGE WITH PAVER DRIVEWAY AND WALKWAY. OPEN FLOORPLAN WITH NEWER VINYL LUXURY PLANK FLOORING IN DINING ROOM/LIVING ROOM/BEDROOMS AND FAMILY ROOM. CERAMIC TILE FLOORS IN HALLWAY, KITCHEN, DINETTE AND BATHS. FORMAL DINING ROOM. FORMAL LIVING HAS OPEN VIEWS TO BACKYARD WHEN YOU ENTER HOME AND ACCESS TO REAR PAVED PATIO AND SCREENED IN AREA. MASTER SUITE IS LARGE 25X13 WITH SITTING AREA, SLIDERS TO BACK, EN-SUITE BATH WITH 2 SEPARATE CLOSETS, GARDEN TUB, SEPARATE WALK-IN SHOWER, TWO SEPARATE VANITIES AND WATER CLOSET. KITCHEN BOASTS 42” CABINETS WITH CROWN, BUILT-IN DESK, NEWER STAINLESS STEEL REFRIGERATOR, TILED BACKSPLASH, NEWER FAUCET, DOUBLE DOOR PANTRY, ISLAND, DINETTE AREA, GRANITE COUNTERTOPS AND BREAKFAST BAR OPENING ON TO FAMILY ROOM. ONE REAR BEDROOM IN REAR OF HOME IS GREAT FOR PRIVACY FOR GUESTS/OFFICE WITH BATH ACROSS HALLWAY. TWO NICE SIZE BEDROOMS SHARE JACK N JILL BATH WITH TUB/SHOWER. THERE IS A LITTLE AREA IN HALLWAY 9 X 6 THAT WOULD BE GREAT FOR CHILDRENS WORK STATION/COMPUTER AREA. INSIDE LAUNDRY ROOM WITH CABINETS AND SPACE FOR EXTRA REFRIGERATOR/FREEZER. UPSTAIRS YOU WILL FIND A HUGE BONUS ROOM WHICH IS CARPETED AND HAS SEPARATE ZONE AC. 18 X 30 NEWLY SCREENED IN AREA AND 12 X 9 COVERED PORCH ALL WITH PAVERS. EXTERIOR PAINTED. LARGE PORTION OF THE BACKYARD IS FENCED WITH ADDITIONAL PROPERTY BEHIND FOR PRIVACY WITH WOODED VIEWS. MAKE THIS LOVELY HOME YOUR NEXT ADDRESS. CONVENIENT LOCATION CLOSE TO MT. DORA AND DOWNTOWN EUSTIS
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $458 | $458 | $458 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,829 | $2,791 | $3,541 |
Total Monthly Payment | $3,379 | $3,341 | $4,091 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.