Discover the charm of this beautifully updated open-concept ranch in Derry! Nestled in a serene neighborhood, this home welcomes you with a spacious covered front porch, perfect for savoring your morning coffee. Inside, you'll find a host of modern updates, including new flooring and freshly painted rooms. The kitchen, a true centerpiece, boasts high ceilings, tile floors, new cabinets, quartz counters, new appliances, and a walk-in pantry, seamlessly flowing into the living and dining areas. The main level features 3 bedrooms, a bonus room and 3 bathrooms, with the primary bedroom offering an en-suite bathroom complete with a stunning walk-in tile shower, double sink, and a spacious closet. Vaulted ceilings and roomy bedrooms add to the home's allure. The finished basement is a standout, offering endless possibilities with high ceilings, walkout access, and full windows that flood the space with natural light. It includes a versatile family room, home office, workout room, and two storage rooms. Additional upgrades include a newer furnace, roof, windows, siding, heating system, and hot water tank, along with a spacious 2-car garage. The yard holds the potential to become a gardener's paradise. Conveniently located near Rt 93, this home is less than an hour from Boston, the lakes region, and the ocean. Don't miss the opportunity to make this stunning home yours! Open House Saturday 12/21: 11-1pm
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,920 | $511,920 | $511,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $629 | $629 | $629 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,449 | $3,402 | $4,317 |
Total Monthly Payment | $4,170 | $4,123 | $5,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.