Welcome to this beautifully updated 3-bedroom, 2-bathroom home located in the desirable St. Albans Town. Offering over 1, 600 sq ft of meticulously renovated living space on a generous lot, this property seamlessly blends comfort and style. Step inside to a bright, open-concept layout featuring modern dark luxury vinyl plank flooring throughout. The spacious kitchen is designed for both functionality and charm, complete with ample cabinetry and counter space, as well as a convenient nearby bathroom featuring a standup shower and washer/dryer hookups. The primary bedroom offers two generously sized closets, while the large full bathroom provides plenty of space and comfort. Downstairs, the expansive open basement serves as a versatile second family room—perfect for entertaining, relaxing, or creating a home office—plus additional storage options to keep everything organized. Outside, you’ll discover a beautifully landscaped yard adorned with lush gardens and a privacy-enhancing hedge that surrounds the property. The stunning two-tier deck is ideal for outdoor dining, relaxation, or hosting gatherings, offering a peaceful setting to enjoy Vermont’s seasons. The oversized two-car garage ensures ample space for vehicles and extra storage. Located in a sought-after neighborhood close to local amenities, schools, and parks, this home is move-in ready and waiting for you. Don’t miss the opportunity to make this exceptional property yours—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$529,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $488 | $488 | $488 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,856 | $2,818 | $3,575 |
Total Monthly Payment | $3,436 | $3,398 | $4,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.