This property in the sought-after "Cardinal Creek" community offers both charm and flexibility. Originally a three-bedroom home, a wall was removed to create an expansive flex space, transforming it into a two-bedroom layout; however, the home can easily be remodeled back into three bedrooms to suit your needs. The community itself is enhanced by the presence of a picturesque neighborhood lake or pond, adding to its appeal. Inside, the open floor plan welcomes you from the foyer, seamlessly connecting the den, dining, and kitchen areas. The den boasts vaulted ceilings and a cozy fireplace with a gas starter, creating a warm and inviting space. The primary bedroom features a trey ceiling, two spacious closets, and an ensuite bathroom with dual sinks and a large walk-in shower. The second oversized bedroom includes a Murphy bed, built-in bookcases, cabinetry, and two closets, along with access to a full bath with a tub/shower combination. Stepping outside, you’ll find a private, level yard with an exterior patio, perfect for relaxing or entertaining. This serene outdoor space complements the home’s interior and provides a peaceful retreat. Conveniently located near Woodruff Road with quick access to I-385, this home combines practicality with charm. Come and see this beauty for yourself!
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $250,400 | $250,400 | $250,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $103 | $103 | $103 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,708 | $1,664 | $2,130 |
Total Monthly Payment | $1,886 | $1,842 | $2,308 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.