Introducing an exceptional decorator furnished and beautifully appointed home in the coveted Oyster Harbor neighborhood in the highly regarded Fiddler’s Creek community, quality built in 2023 by Gulf Bay Homes. A beautifully crafted home spanning 4, 576 square feet of combined indoor and outdoor living space, this four-bedroom-plus-den, three-and-a-half-bath luxury residence offers a spacious retreat with gorgeous curb appeal including decorative shutters. Better than new. This meticulously designed residence is move-in ready and features a professionally curated interior with dramatic foyer entry, plentiful natural light, high-end wallpaper, exquisite modern lighting, wood-look porcelain tile, plantation shutters, designer window treatments, indoor fireplace, linear AC vents and gorgeous built-in shelving with lighting. Incredible ceiling details throughout including tray and coffered ceilings with wood detailing. The open floor plan is highlighted by soaring high ceilings and pocketing sliders that seamlessly blend indoor and outdoor living spaces. The chef’s kitchen is equipped with premium Bosch stainless steel appliances including a five-burner cooktop, double oven including convection oven, French-drawer refrigerator, drawer microwave, natural gas, quartz countertops, quality cabinetry with under-cabinet lighting and a large center island, making it perfect for cooking and entertaining. The expansive primary suite is a true sanctuary, boasting a decorative ceiling, serene pool and lake views, and a spa-like en-suite bath with luxurious finishes including dual sinks, Toto toilet, framed mirrors, stand-alone tub, frameless walk-in shower and enclosed water closet. The home also includes a wet bar with U-Line beverage cooler, a built-in buffet and an outdoor space that is ideal for hosting gatherings. Step outside to your own private oasis, which includes plenty of covered and uncovered entertainment and relaxation space including a gas-heated saltwater pool and spa with fountains and lights, outdoor kitchen with Lynx grill and U-Line refrigerator, wood ceiling, travertine floor surface and an outdoor fire pit, all complemented by stunning lake views. The space is fully equipped with automatic hurricane shutters and screens for convenience and peace of mind. Large laundry room with sink, cabinets and front-load washer and dryer. Additional features include impact-rated glass windows and epoxy flooring in the garage. Located in a prestigious gated community, this home provides access to world-class amenities, including an award-winning clubhouse, resort-style pool, state-of-the-art fitness center with trainers and classes, fine and casual dining, active pickleball and tennis programs and an extensive activity and event calendar. Beach and marina memberships available. Immediate optional golf memberships including a brand-new clubhouse and newly renovated golf course.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,556,000 | $2,556,000 | $2,556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $865 | $865 | $865 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $16,578 | $16,366 | $22,442 |
Total Monthly Payment | $17,568 | $17,356 | $23,432 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.