One or more photo(s) has been virtually staged. This charming townhome in the desirable community of Independence offers a delightful and functional layout. On the first floor, you’ll find a versatile space perfect for an office or additional living area, along with a convenient half bathroom and a large under-stairs closet. The kitchen is well-appointed with matching stainless Whirlpool appliances—dishwasher, refrigerator, microwave, and range—and opens up to a spacious living and dining area. Upstairs, the home features a dedicated laundry area with washer and dryer, along with two generously sized bedrooms. The master suite boasts a walk-in closet and a private bath with a shower and dual sinks. The second bedroom offers dual closets and an ensuite bathroom. Outside, the fenced-in back courtyard with brick pavers and lush greenery provides a peaceful retreat. The home also includes a two-car garage and a brick-paver driveway with alley access for added convenience. This beautifully maintained property is a perfect combination of comfort, style, and practicality. This community offers a wide range of luxurious amenities designed for both relaxation and recreation. Residents can enjoy beautifully themed Residents Clubs at Town Square and Lake Trail, each featuring fitness centers, an arcade, a billiards lounge, and more. Two resort-style pools, one with an inground whirlpool spa, offer a relaxing escape, while outdoor enthusiasts can take advantage of boat ramps, tennis and basketball courts, and scenic parks and nature trails. Additional features include a Business Center, community room, and well-maintained green spaces, providing everything needed for a vibrant and active lifestyle. In addition to its exceptional physical amenities, Independence stands out for its talented and dedicated Lifestyle Team, led by a full-time Lifestyle Director. This creative team consistently exceeds expectations with a variety of immersive, world-class community events. Annual highlights include the Independence Spring, Fall, and Winter Festivals, featuring live character performers, DJs, dance stages, elaborate décor, and custom take-away gifts. The Independence Fireworks Spectacular delivers a professionally-designed pyrotechnic show with a choreographed musical score on July 4th, followed by dancing and outdoor attractions. Other popular events include Splash Bash, a fun-filled poolside celebration with DJ dancing and treats, and Food Truck Thursdays, offering a rotating selection of gourmet food trucks serving international cuisine.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $231 | $231 | $231 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,021 | $1,994 | $2,530 |
Total Monthly Payment | $2,327 | $2,300 | $2,836 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.