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66 Oakdale Avenue, Poughkeepsie, NY, 12603 | $350,000
JUST IN TIME FOR THE HOLIDAYS! This charming and recently renovated 3 bed, 1 bath Ranch style home is perfectly tucked away in the heart of the Town of Poughkeepsie and in the Hyde Park School District. As you enter the home you immediately notice the gleaming hardwood floors throughout and fresh paint – the home feels LIKE NEW! The living room leads into your formal dining room area and into the renovated kitchen with updated stainless steel appliances, shaker style cabinets, and stunning quartz countertops. Beyond the kitchen is the HUGE master bedroom with large closet and tons of natural light. There is access to the back deck that overlooks the well kept rear yard with large shed. The first floor has two additional good sized bedrooms and a updated full bath. The entire home has fresh paint, updated LED lighting, and many other recent updates including windows and roof. The full unfinished basement offers space for storage or future expansion, and has a Bilco door that leads to your backyard. Full walkup attic is a great storage space or could possibly make more living space if needed! Town water / Town Sewer / Natural gas ! Nothing left to do but move in to this one !!!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full
- Laundry: In Basement
- Style: Bungalow, Ranch
- Year Built: 1919
- Heating: Natural Gas, Baseboard
- Cooling: None
- Basement: Full
- Approx Sq. Feet: 1,296
- Acreage: 0.13
- Est. Taxes: $8,782
- Lot Desc: Back Yard, Garden, Landscaped, Near Golf Course, Near Public Transit, Near School, Near Shops, Part Wooded
- Elem. School: Contact Agent
- Middle School: Haviland Middle School
- High School: Franklin D Roosevelt Senior Hs
- School District: Hyde Park
- Appliances: Convection Oven, Dishwasher, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Gas Water Heater
- MLS#: H6335564
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/H6335564/66oakdaleavenue_poughkeepsie_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
66 Oakdale Avenue, Poughkeepsie, NY, 12603
$350,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $732 | $732 | $732 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,886 | $1,861 | $2,361 |
| Total Monthly Payment | $2,693 | $2,668 | $3,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535