This is a beautiful 55+ ground floor condominium in truly move-in condition! This modern home has new/updated items: Customized kitchen with beautiful granite tops with all these appliances: stove, dishwasher, microwave, refrigerator, washer & dryer . The laundry is in the closet pantry for easy & efficient cleaning. Off the kitchen is an exterior private patio area to enjoy a morning cup of coffee. There is luxury laminate in a gray wood tone throughout. The bonus room off the kitchen can be used as an office, study or formal dining room. The dining area is near the kitchen. The living room is spacious & open to the dining area. The many oaks trees provide shade & a park like atmosphere for the rear screened patio. This room has sliding vinyl windows making it a 4 season room. The primary bedroom has an ensuite bath & walk in closet. The primary bath has a walk in shower, & granite vanity top. The second bedroom is on the opposite end from the primary bedroom providing privacy. Second bath has a combination tub & shower. This is a truly move-in condition home that is bright, clean & airy. The carport with storage closet is only a few feet from the front door & rear exterior patio. Guest parking is nearby as well. The screened and enclosed porch off the living room is shaded by many oaks trees. Nearby is The Beacon Woods Golf Course that is semi-private and the community is built around it making this a lovely community to live within. There is a sidewalk that circles the larger community for lovely walks and to enjoy since this is a bird sanctuary. This condo association is one of the best run in the area. Many recent improvements in the community and plenty of reserves so there are no unpleasant repair surprises for residents. Friendly neighbors live in this quiet and lovely area. The condo complex has its own pool, hot tub & shuffleboard as well as a community center. The pool is about 100 feet from this unit so you have no excuse not to swim daily! The condo complex is part of the much larger and desirable Beacon Woods. The Beacon Woods community has winding roads and mature trees with many ADDITIONAL amenities such as: heated pool, lighted tennis and pickleball courts, basketball, play area, exercise room, bocce ball and more. The clubhouse has many activities including but not limited to: dances, cards, yoga, and seasonal gatherings. The monthly fee for this condo is only $410 per month that covers all this: exterior maintenance, garbage, water, sewer, basic cable tv with Internet, pool, shuffleboard AND dues for the larger Beacon Woods community. Your only bill will be the electric you use. Sweet! There are maintenance personnel on the grounds everyday in case the exterior of the condo complex needs attention. This condo has one of the best run Boards so major upgrades have been made to the complex and the condo budget has sufficient reserves for future maintenance. There are no major improvements needed, keeping your monthly costs low with NO future surprises. All dimensions are approximate and buyer is urged to confirm items of significance to them especially condo rules. . It is a joy to live here and you can have the your best life in a beautiful home and location. The last unit similar in condition sold to the first buyer that saw it so don't lose out! So act now!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $158,000 | $158,000 | $158,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $49 | $49 | $49 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,050 | $1,332 |
Total Monthly Payment | $1,188 | $1,174 | $1,456 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.