Discover Longboat Key living in this inviting 3BR/2BA second-floor villa, situated in the exclusive Bay Isles community. With tranquil views of the Harbourside Golf Course and a prime mid-key location near shops and Sarasota Bay, this home blends sophistication and convenience. Thoughtfully designed for comfort and style, the villa features soaring cathedral ceilings, rich wood flooring, a marble fireplace, and a skylit atrium. Two expansive screened porches provide peaceful spaces to relax or entertain while enjoying the surrounding beauty. The well-appointed kitchen includes stone countertops, a cooktop island, stainless steel appliances, and a pass-through to the dining area. The primary suite serves as a private retreat with walk-in closets, terrace access, and a luxurious bath. A split-bedroom layout ensures privacy for guests, with a Jack-and-Jill bath and walk-in closet. Additional features include a spacious two-car garage, a laundry room, and pet-friendly policies. As a resident of Bay Isles, you’ll enjoy exclusive access to the Bay Isles Beach Club, a private Gulf-front retreat offering pristine sands, shaded picnic areas, beach chairs, and a pavilion with restrooms and storage. The Beach Club is your gateway to the breathtaking beauty of the Gulf of Mexico, perfect for relaxing by the water or hosting gatherings. Optional memberships to the Longboat Key Golf & Tennis Country Club and Harbourside Moorings deepwater slips further enhance this extraordinary lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $517 | $517 | $517 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,627 | $3,717 | $4,716 |
Total Monthly Payment | $4,236 | $4,326 | $5,325 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.