Discover the charm of country living fused with coziness in this delightful cottage home, nestled in a quiet neighborhood in Yulee. The interior reflects a quaint, artistic ambiance with a beautiful sunroom, a large family room inviting you to create memories in a home that feels both timeless and welcoming. From the moment you step inside catch the rustic allure of the wood-burning fireplace, complete with a buck stove that promises warm, enchanted evenings during the winter months. This newly listed property offers 3 bedrooms , 2 full baths, large kitchen with dining area, ensuring ample space for family and guests alike. The outdoor space is a highlight, featuring cottage garden that beckons green thumbs and outdoor lovers. The property is filled with many different types of fruit trees, beautiful manicured landscaping, an outdoor cook area with a patio, as well as plenty of space for your farm animals. It's a perfect space for everything you need and desire all in the comfort of Discover the charm of country living fused with coziness in this delightful cottage home, nestled in a quiet neighborhood in Yulee. The interior reflects a quaint, artistic ambiance with a beautiful sunroom, a large family room inviting you to create memories in a home that feels both timeless and welcoming. From the moment you step inside catch the rustic allure of the wood-burning fireplace, complete with a buck stove that promises warm, enchanted evenings during the winter months. This newly listed property offers 3 bedrooms , 2 full baths, large kitchen with dining area, ensuring ample space for family and guests alike. The outdoor space is a highlight, featuring cottage garden that beckons green thumbs and outdoor lovers. The property is filled with many different types of fruit trees, beautiful manicured landscaping, an outdoor cook area with a patio, as well as plenty of space for your farm animals. It's a perfect space for everything you need and desire all in the comfort of home. This house isn't just a place to liveit's a place to thrive. It's ideal for anyone looking to blend relaxing rural charm with the comforts of modern amenities. Make this your haven where every day feels like a delightful retreat from the hustle and bustle of city life. Come see why this charming cottage is not just a house, it's your next home. With everything you need an desire all in one place All conveniently located within 5 miles of grocery shopping or dining out. Only 10 miles to JIA, 25 minutes to downtown Jacksonville, and only a short drive to the Fernandina Beach and Amelia Island.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $121 | $121 | $121 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,238 | $2,183 | $2,756 |
Total Monthly Payment | $2,434 | $2,379 | $2,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.