Looking for slow and easy Country - Living? - Mark Chestnut with NuView Realty Inc. proudly presents this home, which is PRICED TO SELL and won't last long. Bring all serious offers! This is an investor or DIYer's dream: a solid structure with good bones and a prime renovation opportunity in Bradford County, Lawtey, FL.
Please note the following important details:
The contract cannot be assigned.
The seller requires proof of funds to schedule a viewing.
The minimum offer price must be met for an offer to be presented to the seller.
No sight-unseen offers will be accepted.
This home requires either a renovation loan or cash buyers only.
Showings are allowed during inspections, provided a signed Purchase Agreement is in place. Proof of funds or a prequalification letter is required with all offers.
This property features excellent highway frontage, a 2-bedroom, 1-bath home, and a ½-acre partially treed lot that provides ample shade. Notable features include off-street parking and a house facing northwest. However, the property requires a full renovation, including the installation of a drain field & septic system, and is waiting for the right buyer to bring it back to life.
The agent has not been inside the property. After conducting thorough research, we have made every effort to present the most accurate and up-to-date information. There are no implied or stated warranties. Written terms and conditions are required. Buyers and their representatives are responsible for examining and confirming every detail of the subject property. They should also arrange for a survey, perform due diligence on zoning and code compliance, and investigate any relevant information that could affect the property's value.
Lawtey, Florida, is a small city located in Bradford County, with a population of just under 1, 000 residents. The area has a rich history, rooted in its agricultural past and the development of the railroad in the late 19th century, which contributed to the town's growth. Lawtey was incorporated in 1911, and its early economy was largely based on farming, particularly the production of cotton and other crops.
While Lawtey is a small community, visitors can enjoy several local attractions and activities:
Nature and Outdoor Activities: The surrounding areas provide opportunities for hiking, bird watching, and exploring Florida's natural landscapes. Nearby parks and preserves, like the Osceola National Forest, offer trails and access to outdoor recreational activities.
Local Markets: Lawtey hosts events like farmers' markets, where visitors can taste local produce and homemade goods, providing a glimpse into the community's agricultural heritage.
Historical Sites: Visitors interested in local history can explore surrounding Bradford County, which has historical sites reflecting its past, including several old churches and historic homes.
Tourist Events
While Lawtey itself may not host large annual events, nearby Bradford County has several community-centered events throughout the year, including:
Annual Bradford County Fair: Usually held in April, this fair features rides, games, livestock shows, and local vendors, celebrating the agricultural roots of the area.
Christmas in Lawtey: An annual holiday event that features Christmas lights, festivities, and local crafts, enhancing community spirit during the holiday season.
Local Community Events: Various small community gatherings and events that promote local crafts, food, and culture occur throughout the year.
While Lawtey may be small, it offers a charming glimpse into rural Florida life, with opportunities for outdoor activities, small local events, and a close-knit community atmosphere in Starke, Raiford, & Lake Butler Florida. For more extensive activities, nearby larger towns like Lake City, Live Oak or Jacksonville provide additional options for dining, shopping, and entertainment.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $69,600 | $69,600 | $69,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.518% |
Monthly Tax Payment | $33 | $33 | $33 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $469 | $463 | $597 |
Total Monthly Payment | $577 | $571 | $705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.