Welcome to ‘Columbia Ridge’ – a mountaintop 4-bed, 4-bath, 2-story contemporary home designed by the bespoke, Brooklyn-based, Combined Architecture and Interiors. Nestled at the highest elevation within the Mercer Mountain private enclave, this property is located toward the end of a dead end drive via a well-maintained gravel road, which is kept in top condition year-round. The land stands at 1, 720 feet above sea level, offering breathtaking, expansive western views of the Hudson Valley and the Catskill Mountains. To the east, the property adjoins the Harvey Mountain and Bebee Hill State Forests, a vast public preserve encompassing approximately 3, 000 acres. This land includes ponds and numerous hiking trails, one of which passes along the property's border, providing easy access to nature's beauty. The eastern portion of the property remains untouched and preserved in its natural state, with possibilities of a private tennis court, while the western section has been thoughtfully cleared of underbrush, allowing the mature oak and maple trees to thrive. A serene grove of white birches has been carefully maintained, enhancing the landscape's natural aesthetic. From December through March, the area is typically covered in snow, adding to its seasonal charm, with easy access to local ski slopes. The property is home to a variety of wildlife, including foxes, turkey, and deer; which are often spotted roaming the grounds. Summers are cooler and more breezy than the valley below, making it an ideal year-round retreat. The proposed 3, 100 sqft home is designed with efficiency and functionality in mind, minimizing corridors and maximizing usable space. The common areas are strategically oriented to take full advantage of the panoramic views and are seamlessly connected to outdoor decks (with an additional 1, 365 sqft of outdoor space), ideal for entertaining or relaxation. Below the decks, a 60 foot lap pool is discreetly positioned, ensuring it doesn’t interrupt the stunning vistas. The kitchen, dining, and living areas flow together in an open plan, yet each is visually separated to maintain a sense of distinct space. In addition to the four bedrooms, three studies are concealed throughout the home, offering quiet spaces for remote work. On the second floor, two spacious independent suites feature large windows that frame the incredible views. The primary suite includes a private terrace, providing an intimate and further elevated space to enjoy the surrounding natural beauty. Estimated build-time is 18 months. A materials list and other information are available upon request. Material substitutions are possible, to allow buyer to add their personal touch. Reach out today for more information.
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$2,700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,160,000 | $2,160,000 | $2,160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $227 | $227 | $227 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $12,605 | $13,653 | $18,227 |
Total Monthly Payment | $12,957 | $14,005 | $18,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.