Impeccably maintained and well cared for home in the heart of Wilbraham is being offered to the market for the first time since it was built in 1959. This ranch style home offers 1800 square feet with a 2 car garage, primary bedroom & laundry room all on one level! An oversized family room catches sun rays all day long and a wood burning fireplace to warm up next to on a cold winter day. The eat in kitchen comes equipped with dishwasher, stove, refrigerator & microwave and the potential to expand it's footprint. Three bedrooms, including the primary w/ private bath, another full bath & laundry room round out the main level. The lower level offers plenty of additional space to be refinished and enjoy the wet bar and billiard room! This home has great bones and the pride of ownership shows in all the mechanical upgrades & maintenance. With a paint brush & few cosmetic upgrades, this home is the opportunity you've been waiting for!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 13.0 x 10.0 | Main |
Bedroom 2 | Wall/Wall Carpet | 10.0 x 10.0 | Main |
Dining Room | Hardwood Floor | 10.0 x 11.0 | Main |
Full Bath | Double-Sink,Full Bath,Tub w/Shower | 10.0 x 9.0 | Main |
Kitchen | Hardwood Floor | 10.0 x 10.0 | Main |
Living Room | Bay/Bow Window,Fireplace,Wall/Wall Carpet | 17.0 x 21.0 | Main |
Primary Bath | Stall Shower | 8.0 x 5.0 | Main |
Primary Bedroom | Bedroom Suite,Stall Shower,Wall/Wall Carpet | 13.0 x 14.0 | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $634 | $634 | $634 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,155 | $2,126 | $2,698 |
Total Monthly Payment | $2,864 | $2,835 | $3,407 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.