GOLDEN OPPORTUNITY!! NO BOND!! CHARMING, ONE-OF-A-KIND LAKE VIEW PROPERTY WITH A SPACIOUS FLOORPLAN. This 3 Bedroom, 2 1/2 Bath 'Townhome-designed' Home is located in the highly sought after ENCLAVE OF VISTA LAGO - A Spanish/Mediterranean styled neighborhood situated right in the heart of the action - LOCATION, LOCATION, LOCATION!! SPANISH SPRINGS TOWN SQUARE and SHOPPING IS ONE BLOCK OUTSIDE OF YOUR FRONT DOOR! YOU WILL ALSO APPRECIATE THE 'EASE OF MIND' MAINTENACE - The HOA/COA takes care of the exterior, roof, lawn, landscaping, irrigation, pest control, insurance, and sprinkler system. Enter into the generous TILED FOYER and notice the HIGH CEILINGS, PLANTATION SHUTTERS, CROWN MOLDING, and Formal Dining Room. From the Living Room, FRENCH DOORS invite you out to the screened lanai boasting PANORAMIC LAKE VIEWS! Back inside, the Kitchen has GRANITE Countertops, WOOD Cabinets, TILE Flooring, GAS Range, Pantry Closet, and an adjacent Dinette area for additional eating space. The Spacious FIRST FLOOR Primary Bedroom offers High Ceilings, Walk-in CLOSET, Plantation Shutters and a View of the Private Backyard & Lake. Its En-Suite Bathroom has a DOUBLE VANITY with Granite Countertops and a Walk-in Shower. There is a half-bathroom CONVENIENTLY located off the FOYER for guests. On the Second Floor there are TWO OVERSIZED bedrooms with a FULL Bathroom between, and a cozy loft area typically used as Office Space and/or a quaint Reading Area. Each Guest Bedroom features HIGH Ceilings, Built-in Closets, and French Doors opening to Juliet Balconies with hand-crafted WROUGHT IRON railings. One of the Guest Bedrooms has an amazing view of Trees & the Lake! Bonus: Inside Laundry Room between the Entry Hall and Garage including a Washer/Dryer. The deep one and half car garage offers plenty of space for your vehicle and golf cart plus some storage shelving. SPECTACULAR HOME & LOCATION ALL WITHIN ONE BLOCK OF EXCELLENT RESTUARANTS, SHOPPING, AND NIGHTLY ENTERTAINMENT. A GREAT PLACE TO MAKE YOUR NEXT HOME!! This home makes for a solid Investment Opportunity as well!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $287 | $287 | $287 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,207 | $3,164 | $4,014 |
Total Monthly Payment | $3,586 | $3,543 | $4,393 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.