NOW is your opportunity to secure a brand new home in Southwood by Kristopher Homes. The popular Magnolia floor plan sits on an . 65 acre lot and features 3 bedrooms, 2 baths with a split floor plan giving privacy and space for all members of the family. The open and spacious kitchen with full appliance package looks over the peninsula into the great room. There is a dining nook, perfect for family gatherings. The home features luxury vinyl plank floors from front to back, granite countertops in the kitchen and baths, and 42 inch white cabinetry. All the homes in Southwood sit on large, wooded lots - not easy to find in this price point! Easy access to major highways will make commuting to work or exploring the greater Clinton area convenient and hassle-free. Presbyterian College is only 1. 5 miles away! Call listing agent for more info.
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Our Executive Mortgage Banker:
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$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,354 | $1,320 | $1,667 |
Total Monthly Payment | $1,429 | $1,395 | $1,742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.