Scenic Oasis: 9. 3 Acres with Manufactured Home, Private Lake, and Boat Dock Nestled in Umatilla, this Beautiful property offers serene privacy on a sloped landscape overlooking a pristine private lake with freshwater, spring lake fed, ideal for fishing, kayaking, and small boats. The fully renovated 1996 Manufactured home boasts ongoing additions, including a county-approved 2-bedroom extension and a spacious deck enveloping the house. Additionally, a project involving three storage containers, approved by the county but left unfinished, is intended to evolve into a final structure comprising five storage containers. The property features amenities such as fencing for animals like horses, cows, goats-a dog house, pig pens, a chicken coop, and a designated gardening area currently cultivating various vegetables. Enhancing both enjoyment and sophistication, the recently revamped boat dock on the property is perfect for fishing, kayaking, and lakeside leisure. With a substantial 9. 3 acres, including 5 acres of dry land and the remainder bordering the lake, there is ample potential to construct another house and two in-law residences, allowing for a total of four homes on this picturesque parcel. County-approved, a barn is slated to grace the pinnacle of the property. Experience the epitome of country living in this exquisite property—a haven where tranquility creates an idyllic retreat to call home.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $516,000 | $516,000 | $516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.518% |
Monthly Tax Payment | $203 | $203 | $203 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,476 | $3,430 | $4,424 |
Total Monthly Payment | $3,770 | $3,724 | $4,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.