Gift yourself a beautiful new home in 2025! This spacious 4-bedroom, 2-bathroom single-family home is perfect for entertaining and although it may look small on the outside, looks can be deceiving! This home is move-in ready and offers a modern semi-open concept layout that seamlessly connects the living, dining, and kitchen areas, making it perfect for hosting gatherings with family and friends. The finished basement also provides additional living space with an extra room that could be used as a small guest room or office. This home would work great for those that commute into downtown Providence or Boston and prefer not to drive, as it is conveniently located within walking distance to the Pawtucket/Central Falls MBTA Commuter Rail station. Situated at the end of a quiet dead-end street, this property has a large and private back yard that is ideal for outdoor gatherings, gardening, or simply enjoying some fresh air. A large carport provides ample parking and doubles as a covered seating area for your summer barbeques! Don't miss out on this fantastic opportunity to make this beautiful property your own!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $328 | $328 | $328 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,155 | $2,126 | $2,698 |
Total Monthly Payment | $2,558 | $2,529 | $3,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.