Welcome to this beautiful 3-bedroom, 2-bathroom home with 1, 992 sq. ft. of living space. This home features a large front porch, leading into the inviting living room with a wood-burning fireplace and wood floors that overlook the screened back porch with a resin deck. Plantation shutters adorn every room, and the primary bedroom includes an ensuite with dual sinks and a spacious walk-in closet. Enjoy a separate formal dining room with wood floors, an eat-in kitchen with quartz countertops, stainless steel appliances, an island/breakfast bar, and abundant counter space and cabinetry. The home also offers a Smart Sprinkler System, is wired for an alarm, and has a large, spacious, private vinyl fenced backyard, along with an inside laundry room. A NEW ROOF WITH BE INSTALLED THE 2nd WEEK OF JANUARY 2025. Shed does not Convey. Conveniently located in a great school district and close to restaurants, shopping, supermarkets, and just 10 minutes from downtown Ocala with its local shops & dining, and year round Festivals & Markets. This home offers the perfect combination of comfort, style, and convenience! Cleared Vacant Lot to the right of the property can be purchased separately to give you almost three quarters of an acre. Call for your Private Showing today!
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Our Executive Mortgage Banker:
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$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $421 | $421 | $421 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,205 | $2,151 | $2,715 |
Total Monthly Payment | $2,701 | $2,647 | $3,211 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.